Search

One Percent REALTOR® Services

Full-service representation (not a DIY model)

Just 1% listing commission* + Buyer Agent Co-op (Typically 2.5%)

Buying or Selling?
Contact REALTOR®

Why 1% Makes Sense in the GTA

The Greater Toronto Area is one of North America’s most robust real estate markets. According to reports from TRREB and CREA, average home prices have consistently hovered above the $1 million mark since 2021.

We offer an alternative where high prices do not mean you pay a traditional high fee:

At current market values, selling a $1,000,000 home with a traditional agent typically costs $50,000 in total commissions.

PropertyMesh bridges this gap with our One Percent Real Estate model. By lowering the listing fee to 1%, we reduce your total cost significantly. You receive the same full-service representation—MLS® exposure, staging, and negotiation—while keeping an additional $15,000 in your pocket.

 

Eligibility – When Does the 1% Listing Apply?

Our Premium Full-Service 1% listing option is generally available for properties with a list price of $1,200,000 or more, as set out in your Listing Agreement.

If your home is listed below $1,200,000, the Tier 2 commission is typically 1.25% or higher, and the exact rate is confirmed with you in writing before you sign.

In every case for Tier 2, the commission is calculated as a percentage of the final sale price on closing, not the asking price.

How the 1% Model Delivers Full Service Through One Percent Realtors

In markets like the GTA, PropertyMesh offers a 1% listing commission that delivers core full-service representation comparable to traditional brokerages — professional photography, staging, and strong offer negotiation, among other services — because the home values are high enough to support quality marketing. This is a full-service representation model, not an MLS-only or mere-posting arrangement.

Consumer Protection Still Comes First

Commission is negotiable. Your consumer protection rights under TRESA are guaranteed.

  • The Competition Bureau of Canada has made clear that commission rates are not fixed by law or board rules; they are set by brokerages and fully negotiable.
  • In Ontario, all REALTORS® must operate under a licensed brokerage with Broker of Record oversight, as required by the Trust in Real Estate Services Act, 2002 (TRESA). Oversight is enforced by the Real Estate Council of Ontario (RECO).
  • Sellers must also receive the RECO Information Guide at the start of their relationship with an agent, which explains representation, obligations, and risks.

Broker Oversight: High-Value Protection Our 1% Listing Model is overseen by Broker Faiza Ahmed (RECO #4791581) under the banner of International Realty Firm, Inc. (Brokerage #4799095).

When selling high-value properties in the GTA, oversight is critical. Faiza’s role is to ensure that while you save equity on the commission, you do not sacrifice fiduciary duty.

  • Fiduciary Duty: We verify that your 1% listing agent provides full undivided loyalty and confidentiality.
  • Professional Standards: All assigned agents are vetted for their track record in handling mid-to-high-end transactions.
  • Regulatory Safety: You remain fully protected under the Trust in Real Estate Services Act (TRESA), oversight helps protect your interests from listing to closing.

Common Seller Concerns

Transparency on how we protect your equity and your transaction.

Exposure

"Will I get less exposure than a standard listing?"

Our Approach

No. Whether you choose our Mere Posting or our 1% Full Service, your listing is syndicated to MLS® and Realtor.ca. The difference isn't the exposure—it's the support. With the 1% model, we actively manage the marketing and showing strategy for you.

Service Level

"Is this the same as your 'Mere Posting' service?"

Our Approach

No, these are distinct options. We offer Mere Posting as a "Self-Managed" tool for experienced sellers.

The 1% Model is Full Representation. We handle fiduciary duties, legal paperwork, and strategy. It offers the savings of a discount model with the safety of broker oversight.

Negotiation

"Who handles the price negotiations?"

Our Approach

With the 1% Full Service model, we do. While Mere Posting clients negotiate directly with buyers, our 1% clients benefit from professional negotiation support. We advocate for your best interests to help maximize the final sale price and secure favorable terms.

Buyer Agents

"Will agents hesitate to show my home?"

Our Approach

Not if the offer is structured correctly. In both Mere Posting and 1% Service models, we advise offering the standard buyer-agent co-op fee (typically 2.5%). As long as the buyer's agent is compensated fairly, your listing remains attractive to the entire brokerage community.

How Our 1% Workflow Works

Efficiency without compromising standards — it means efficiency backed by broker oversight.

01

Consultation & CMA

Data-driven pricing using board reports (TRREB, RAHB, WRAR).

02

Preparation

Staging, professional photography, and 3D/virtual tours.

03

MLS® Distribution

Listings syndicated through MLS® → REALTOR.ca and national partner sites.

04

Marketing Push

Targeted digital campaigns, brokerage buyer pools, and pre-launch buzz.

05

Offer Strategy

Broker-reviewed tactics tailored to local conditions (bidding wars vs. conditions).

06

Closing Support

Weekly feedback, compliance, and lawyer coordination — supervised at the broker level.

One Percent, One Focus

This page is dedicated solely to our 1% commission service. However, if you’d like to see how our 1% listing compares with our Flat Fee option, visit our discount real estate brokers page for a detailed breakdown of services and fees.

Calculate your Commission Savings

$30,000  Estimated Commission Savings*

$2,000,000
$50,000

Traditional Listing Fee (2.5%)

2.5% Fee
$20,000

Our Listing Fee (1%)

1% Fee

*Savings are for illustrative purposes based on a comparison between a 2.5% listing fee and a 1% listing fee. Actual savings depend on the final sale price and taxes.

Where 1% Works Best

  • Commuter Corridors in Durham & Hamilton
    These markets attract Toronto out-migrants. MLS® syndication ensures visibility to those buyers, while 1% keeps listing costs lean.
  • Downsizers in Halton & Waterloo Region
    Detached sellers cashing out of $1.3M+ properties save over $19K in commission — often enough to fund condo upgrades.
  • Rural & Unique Properties (Caledon, Stouffville)
    Zoning and appraisal nuances require oversight. The 1% model ensures diligence without excessive fees.

Compare our 1% commission model to the traditional 2.5% listing fee to see the potential savings.

Schedule a Free 60-Minute Broker-Supervised Evaluation

Contact Us Today

Case Studies: High-Value Properties

Real scenarios showing how equity is preserved at higher price points.

Toronto Executive
$33,000 Retained Equity
On a detached Etobicoke home sold for $2.2M, a standard 2.5% commission would cost $55,000. By utilizing the 1% listing fee, cost was reduced to $22,000—providing full MLS® exposure while keeping significant equity.
Oakville Estate
Full-Service Representation, Significant Savings
A custom lakeshore property sold for $3.5M. At typical rates, commission hits $87,500. The sellers paid only $35,000. This $52,500 saving covered the Land Transfer Tax on their next purchase.
Vaughan Upsizers
The "Compound" Effect
This family sold their $1.8M home and immediately purchased a larger $2.5M property. By bundling our listing service with our buying service, they stacked their savings.
Listing Savings $27,000
Buyer Cashback $25,000
Total Benefit $52,000
Scenario Sale Price Std. Fee (2.5%) 1% Fee Net Savings
Toronto Executive $2,200,000 $55,000 $22,000 +$33,000
Oakville Estate $3,500,000 $87,500 $35,000 +$52,500
Vaughan Upsizers $1,800,000 $45,000 $18,000 +$27,000*

*Listing savings shown ($27,000) are separate from Buyer Cashback. The total benefit of $52,000 in this scenario was achieved by combining Listing Savings + Real Estate Cash Back on the subsequent purchase.
Actual results vary based on final sale price and taxes.

Frequently Asked Questions

Is there an upfront fee?

Yes. For full-service listings, we collect a $500 listing deposit at the time you sign the Listing Agreement. When your sale closes through that listing, this $500 is applied as a credit against the commission owing on closing.

If the listing is cancelled, expires, or the property does not sell, the $500 deposit is non-refundable. It is used to cover direct expenses like MLS® entry, arranging photography, and administrative work. If there is no completed sale, no further commission is charged.

Is 1% commission really negotiable?

Yes, you can read our detailed guide on how to negotiate commission with a real estate agent.

Do I still need to pay the buyer’s agent?

We strongly advise it—as a cost of market access. It is common to wonder why you should pay an agent who represents the buyer, not you. The answer is liquidity.

In the current market, most qualified buyers work with agents. The commission you offer isn’t a “service fee” for advice (since they work for the buyer); it is a marketing cost to access that specific pool of buyers.

  • Your Savings: Come from our lean 1% listing model.
  • Your Success: Comes from offering a competitive cooperating commission that removes barriers for buyers.

Failing to offer this commission can severely restrict the traffic to your home, leaving you with only private buyers and investors.

What if the buyer has no agent?

If the buyer is unrepresented, total commission may be lower than 1% + co-op. This is always disclosed under RECO rules.

Is your 1% service different from a typical 2.5% listing service?

From a seller’s point of view, the core pieces look very similar: MLS® exposure, pricing advice, staging, showing management, offer negotiation, and help with paperwork through to closing. The main difference is how the listing side is compensated – our model uses a 1% listing commission in eligible price ranges instead of the more traditional ~2.5%.

Individual 2.5% agents may bundle in extra concierge-style services, and offerings vary from brokerage to brokerage, but in broad strokes the 1% model is designed to deliver full-service representation with a different fee structure.

Are open houses included?

We host open houses when agreed upon in your listing strategy.

How is 1% different from Flat Fee?

Tier #1 (Flat-Fee Full-Service REALTOR® (Listing Side)): Full-service listing representation – pricing strategy, MLS® / REALTOR.ca exposure, professional photos, showing management, offer negotiation, and paperwork support.
Tier #2 (Premium Full-Service REALTOR® (1% Listing)): The same full-service representation, with more intensive prep built in (which may include professional cleaning, furniture moving assistance), along with professional staging with the listing side paid as a 1% commission on eligible properties. For more details see our T&C.

Do you have a minimum commission?

Yes, a minimum may apply for lower-priced homes (e.g., under $500K). Always disclosed upfront.

Will buyers’ agents avoid my listing because of the lower listing fee?

They shouldn’t, but we protect you against the reality. While RECO rules ethically prohibit agents from steering clients based on commission, we know that in the real world, incentives can drive behavior.

That is why we distinguish between our fee and their fee:

  • Our 1% Fee: We discount our service costs to save you money.

  • Their Fee: We recommend offering the standard market rate to the cooperating brokerage.

By offering the standard “market access” fee to the buyer’s agent, you ensure your home remains a top priority for them, protecting you from any potential friction in the market while maximizing your savings on the listing side.

Who regulates this service?

All REALTORS® are regulated by RECO under TRESA, with consumer protection backed by CREA’s REALTOR® Code.

Can I save more if I buy and sell with PropertyMesh?

Yes. This is our “Compound Effect.” You get the 1% Listing Rate on your sale, and if you use us to buy your next home, you may be eligible for our realtor cash back, maximizing your equity retention on both sides of the transaction.

Service Areas

We serve the entire GTA (Greater Toronto Area) and surrounding communities, including:

  • Peel Region: Mississauga, Brampton, Caledon
  • Halton Region: Oakville, Burlington, Milton
  • Durham Region: Whitby, Oshawa, Pickering, Ajax
  • York Region: Vaughan, Richmond Hill, Markham, Aurora, Newmarket
  • Hamilton & Stoney Creek
  • Waterloo Region & Guelph

(For Toronto-specific guidance, see our dedicated “Real Estate Agents in Toronto” page.)

Disclaimer: This content is for informational purposes and subject to change without notice. Actual services, commission rates, and incentives may vary and are governed solely by the terms of your signed Listing Agreement or Buyer Representation Agreement. Errors and Omissions Excepted (E&OE). Variations in terminology across this site do not alter the terms of your written contract. All market examples, savings calculations, and competitor fee estimates are for illustrative purposes only. Real estate commissions are negotiable, not set by law, and vary by location and brokerage. Comparisons do not guarantee specific outcomes. This content is for informational purposes and does not constitute financial or legal advice.

Professional Affiliations