FTHB

When it comes to buying a condo, most people focus on location, square footage, or amenities but there’s another crucial detail that often gets overlooked: Is the condo freehold or leasehold? This small line in a listing can have a big impact on what you actually own, how long you own it, and what it might cost you over time.Let’s break down the core differences between freehold and leasehold condos in...

Thinking about buying a condo? You're not alone. Across Canada’s biggest cities, condo living is on the rise — but is it the right fit for you? A Condo Might Be a Good Choice If You: ✔️ Prefer a lower upfront cost compared to a house✔️ Want availability of amenities without worrying about maintenance✔️ Like the idea of living in a secure, well-located building✔️ Are...

The deposit is what you pay when your offer is accepted, showing the seller you're serious. The down payment, on the other hand, is the portion of the home's price that you cover upfront, with the rest being financed through a mortgage.Whether you're purchasing an existing home or a pre-construction property, understanding the role of these payments can help you plan your finances more effectively.In this...

Selling a townhome in Canada is generally easier compared to selling a detached or semi-detached home. Townhomes, also known as row houses, are typically more affordable residential dwellings, making them highly sought-after, especially in urban centers where single-detached home prices continue to rise.According to data, townhome development in Canada grew by 9.9% between 2016 and 2021, reflecting...

When people ask, “Is it better to rent or buy a house?”, they’re usually hoping for a simple financial calculation. If that’s you, Use our Rent vs. Buy Calculator to compare your specific scenario. But in Canada’s diverse housing market, the answer depends heavily on where you are and who you are.Buying a condo in Calgary involves different laws, taxes, and closing costs than buying a rowhouse...

Canada's housing landscape is as diverse as its geography, offering a wide range of home styles to suit different lifestyles, budgets, and regional climates.Whether you're a first-time homebuyer, an investor, or simply exploring your options, understanding the different types of houses available in Canada can help you make informed decisions. But before you go any further, we have put together...

When you are buying, selling, or renting a property - real estate agents play an important role in the housing market because their primary role is facilitating transactions, and their expertise extends far beyond simple matchmaking between buyers and sellers or between landlord and tenants.In this guide we will look into the full scope of what real estate agents do and how their services can make your...

Step 1: Understanding the Role of a Real Estate AgentIt is crucial to understand what a real estate agent does and how they can facilitate the process for you before diving into your search for the right agent.For Buyers: Real estate agents help you accomplish many tasks like, finding properties that match your criteria then arranging showings & providing insights into local markets, and negotiating...

When buying or selling a property selecting the right real estate agent is critical. An experienced real estate agent can simplify the process, save you time and money, and help you achieve your goals.To help you make an informed decision, we have prepared a step by step guide on how to conduct an interview for hiring a real estate agent.Step#1: Prepare for the InterviewMake sure to prepare the interview...

Before you start reading you should know that a real estate agent can provide expertise and guidance in real estate transaction, and the decision to work with one may require careful consideration. In this article, we have put together the pros and cons we have come across during our time working with clients. Additional recommended reading as we have also come to know that some people do find it...