Nobody enjoys handing over $25,000 on a $1M home strictly for commission. That’s why discount real estate models have gained traction: you still get MLS® exposure, professional marketing, and negotiation support — but you don’t automatically pay 2.5% on the listing side.
According to the Real Estate Council of Ontario (RECO):
“Commissions are not fixed by law or by RECO. The seller and the brokerage must agree on the commission rate or fee in writing.”
(Source: RECO, Working with a Real Estate Professional, 2024: RECO Consumer Guides)
This means a 1% or flat-fee model is legal and recognized under Ontario real estate law, provided it is documented in a representation agreement.
Some “discount” brokerages work like this: you pay less, but you’re shuffled to whoever’s available. That’s not what we do.
Every single file runs through Faiza Ahmed, Broker (RECO #4791581) at International Realty Firm, Inc. (Brokerage #4799095).
She checks:
Trust in Real Estate Services Act, 2002.
The law specifies that you cannot:
This means your commission may drop, but your consumer protections remain the same under provincial law.
Homes marketed on MLS® benefit from maximum exposure to buyers, which leads to more showings and competitive offers compared to private listings.
This addresses the misconception that “mere postings” struggle to sell — MLS® distribution and professional oversight remain central.
Yes — legitimacy in Ontario real estate isn’t about the commission model, it’s about licensing, compliance, and oversight.
What really separates strong agents from weak ones isn’t whether they charge 1% or 2.5% — it’s how they perform on key evaluation criteria. We’ve built a full guide on how to vet a REALTOR® for experience, local expertise, and compliance history.
Read our guide on how to evaluate a real estate agent
If an agent passes those checks, there’s a high likelihood they’ll outperform others, regardless of whether they’re discount or full-commission.
That’s why our model is broker-supervised — so you don’t just get “cheap,” you get experienced + vetted.
“When a buyer's agent is able to view offers of compensation in advance, it is possible to discourage buyers from pursuing homes that would result in lower pay for the buyer's agent. This practice … is known in real estate as steering. Published research has provided evidence that steering based on commissions does occur.” Wikipedia – Burnett v. National Association of Realtors, citing Barwick, Pathak & Wong (2017); Barry, Fried & Hatfield (2023)
That’s why agents from PropertyMesh keeps buyer-side co-op fees competitive while lowering the listing side only. This balances seller savings with strong buyer-agent cooperation.
Transparent fees, clear deliverables, and the right level of support — from pricing strategy to closing.
Listing on MLS
Home evaluation & pricing strategy
Professional photography
3D virtual tour
Home staging consultation
Negotiation on your behalf
Closing support
Everything in Tier #1
Professional cleaning prior to listing
Move existing furniture
Full professional staging
Note: Tier #2’s 1% listing commission is available for properties priced at $1.2 million or more. For properties under $1.2 million, the Tier #2 commission will be 1.25% or higher, as agreed upon with your real estate agent from PropertyMesh.
It’s your call: flat or percentage. Both are discounted, both are full-service.
REALTORS® that connect with clients via PropertyMesh, provide the same professional service as REALTORS® charging 2.5% — MLS® syndication, targeted marketing, skilled negotiations, among other services — even though they work at a very discounted rate. For many sellers, it’s a way to save thousands in commission while still getting full representation and strong market exposure.
See how discount models work in practice
Note: Tier #2’s 1% listing commission is available for properties priced at $1.2 million or more. For properties under $1.2 million, the Tier #2 commission will be 1.25% or higher, as agreed upon with your REALTOR®.
In Ontario, commission rates are fully negotiable by law.
At the national level, the Canadian Real Estate Association reinforces this through its Pledge of Competition:
“Commission rates or fees members charge for services offered to the public, and the division of those fees among cooperating members, are solely the choice of those providing the services.”
This means a 1% listing model is entirely legal and supported by Canada’s competition framework, provided it is transparently disclosed in the signed representation agreement.
Rebates and incentives are permitted under the Real Estate and Business Brokers Act, 2002 (REBBA), provided they are disclosed in writing and paid through the brokerage trust account.
No. Oversight ensures your REALTOR® is held accountable on pricing, staging, and negotiation; however, hiring an skilled realtor is key to success.
“As a professional, I typically caution sellers to avoid reducing buyer agents’ commission due to their ability to first see the backend of the MLS system; however, the choice is always theirs.”
— Faiza Ahmed
We sold our property in Toronto with PropertyMesh team. Very happy with their real estate agent’s service. Will definitely work with them.
Mary Perruccio
Sold with PropertyMesh
We proudly serve clients across the Greater Toronto Area and beyond, including:
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Data Source Statement:
PropertyMesh.ca offers a curated catalog of new construction homes and connects users with REALTORS® who assist in both new and resale property transactions. Our database is currently populated through builder data feeds, manual research, and REALTOR® contributions. We strive for accuracy and make every effort to verify information; however, details may not always reflect the most current status of a property and are provided for reference only. As our platform grows, we will be expanding our data integrations to include resale listings from licensed real estate board feeds.
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Learn more about our competitive real estate commission options.