The Annex is one of central Toronto's most walkable, transit-rich neighbourhoods, and 3 bedroom condos here are the largest, family-sized suites a condo building offers. Searching for 3 bedroom condos for sale in the Annex? Browse the live listings below, and read on for how buying a condo in this area actually works.
Location and transit
Transit here is exceptional: the neighbourhood is served by both subway lines, with Spadina and St. George stations linking Line 1 (Yonge–University) and Line 2 (Bloor–Danforth), plus Bathurst and Dupont stations nearby, and the 510 Spadina and 511 Bathurst streetcars running its edges. St. George is a major interchange between the two lines. Day to day you are close to the University of Toronto, Casa Loma, the Bloor Street shops and restaurants, Mirvish Village and the Royal Ontario Museum nearby.
3 Bedroom condos in the Annex
Condo supply is concentrated along the main arterials — Bloor Street, Spadina Road, Dupont Street and Avenue Road — in mid-rise and high-rise buildings, rather than the protected low-rise residential interior, with newer development clustered around the Bloor corridor and the redeveloped Mirvish Village site.
Three-bedroom condos are the rarest and largest suites a building offers, so they command a premium and come up far less often. This page covers suites with exactly three bedrooms — the family-sized end of the condo market — which can take the form of larger upper-floor units, combined suites or the occasional townhouse-style or penthouse layout. They suit families who want to own in the Annex without buying a house, and downsizers who refuse to give up space. Because supply is thin, be ready to move when the right floor plan appears, and weigh the larger maintenance fee that comes with the extra square footage.
What you pay and what to check
As the owner you pay a monthly maintenance fee to the condo corporation, covering common-element upkeep, the building's insurance and contributions to the reserve fund — and in some buildings, utilities. Before you buy, your lawyer should review the status certificate: the corporation's finances, reserve-fund balance, rules and declaration, the unit's fees and any planned increases, special assessments or lawsuits. It is the single most important document in a condo purchase, so make your offer conditional on that review.
Down payment and getting pre-approved
Get pre-approved before you shop so you know your real budget. There is a minimum down payment to buy in Canada, and putting down less than twenty percent means your mortgage must be insured against default, which adds a premium; twenty percent or more avoids it. With a condo, lenders also weigh the maintenance fee when deciding how much you qualify for, since it counts against the income available for your mortgage — so factor the fee in from the start.
Living in the Annex
It is one of the city's oldest and best-known residential districts, defined by tree-lined streets of large Victorian and Edwardian houses and a long-standing mix of university students, academics, writers and professionals. The Annex sits just west of downtown Toronto, bounded roughly by Bloor Street to the south, Bathurst Street to the west, Dupont Street to the north and Avenue Road to the east, wrapped around the western edge of the University of Toronto's St. George campus. Everyday life is highly walkable, with groceries, cafés, independent shops, bookstores and the Bloor Street dining strip all within a short stroll and two subway lines for everything beyond.
Before you start your search
Start with a mortgage pre-approval so you can move quickly, then judge each 3 bedroom suite on its all-in monthly cost — mortgage, maintenance fee and property tax — rather than the asking price alone. When you find one that fits, make the offer conditional on your lawyer reviewing the status certificate, and confirm what parking, locker and fees come with the unit. Use the live map and filters below to narrow the Annex listings to your budget and must-haves, and reach out when a unit is worth seeing in person.
Use the map and filters below to explore 3 bedroom condos for sale in the Annex today, and let us know when you are ready to make a move.